Chapter 24.22 Collection of Items: Payor Banks 24.22.010 Deferred Posting Recovery of Payment by Return of Items Time of Dishonor Return of Items by Payor Bank 24.22.020 Payor Bank's Responsibility for Late Return of Item 24.22.030 When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff Order in Which Items May Be Charged or Certified